Everybody is running short of time in today’s time. Effective time management is the key to success in the present time. Since everything is going digital, so is money management. You must first set a financial goal which you should achieve at the end of the month. And then you must manage things as per your financial goals.
Here in this article, we have shortlisted some of the apps which will help you achieve your financial goals. So, without any further ado, let us get started and check out those apps.
If you wish to accomplish your financial goal by investing in mutual funds and you are looking for an investor friendly app, Savart will fulfill your desire. The app has so many special features inside which makes it more special that you simply can’t ignore it. The most notable thing is that you can start the investment in mutual funds and stocks with as low as 10 rupees with the help of their online wealth manager to guide you. No matter if you are a beginner or an expert of mutual funds, Savart is for all of you.
It takes into considerations various parameters such as risk-taking ability, income level, investment preferences and many more. Every investor has his or her own level of preferences. Their team continuously works and analysis the market for its ups and downs. They analyze over 10000 stocks and 1000 mutual funds. The motto of their dedications is to help their customers in every possible way.
Savart also helps in saving taxes. As far as security is concerned, they have one of the best computing and unique algorithms to make things better. Savart is an ideal app for making your financial life more stable.
Mint is amongst the top rated apps. This tag is given by many popular magazines and blogs. Mint is another app which helps in achieving your financial goal.
Mint manages all your financial things such as credit card details, bank account details, and your bills. All of them are arranged in this app so that you can yourself see and analyze where you are spending your money and where you can cut down in order to save your money.
As far as the bills are concerned, Mint will help you in reminding you of the due bills so that you can pay them on time. They will notify you well in advance for any bill before its due date.
Mint app is a great time saver as well as makes managing the financial aspects easier. Mint is a highly trusted app and is used by millions of users. The reason behind this trust is the proper care that is given to its customers.
Mint is a great platform to manage our finances – in today’s busy life – all in one place effortlessly.
Walnut is another great which helps you in achieving your financial goals. The most notable feature about this app is that once you have entered your account-related details, it will automatically track all the details such as the total expenditure, the due bills and various other details. Since the app is dealing with financial matters and bank account details, it has to be highly secure. The users need not worry about it as all these functions are performed in a highly secure manner. Walnut also helps in keeping you secure from fraud as well as spam messages.
Walnut also helps you in saving your money as it keeps track of where you are spending more. Since our daily life is very busy, we tend to forget some important things. One of them is paying bills on time. Walnut helps you in paying your bills before the due date by constantly notifying you of the deadline.
To add ice to the cake, it also allows the transfer of money from one bank account to another without paying an extra charge for it. Walnut also finds real-time cash medium and also Nearby ATMs when in need of urgent cash but there is no medium of cash around.
As the name suggests, the Splitwise is something which splits, and what is splits makes it something which makes it an interesting app. The Splitwise app splits the money between a group of people who were involved in some particular party or function or event which involved money.
If you are a student living in a hostel and have roommates, you can store details of your expense and that particular expense will be equally distributed among you all.
You can also make use of this Splitwise app while you are on a trip with your friends. Some of the other facilities offered by the Splitwise app include viewing your available balance, Track your spending trends, as well as set email reminders for your due bills.
A splitwise app is one of the best apps in this category.
Google Pay (TEZ)
The Google Pay works with your bank account that means your money is safe with your bank. You need not to worry about reloading wallets and there is no requirement to do additional KYC.
Using the National Payments Corporation of India BHIM UPI, the money transfers are simple and secure with Google pay. All you need is an Indian bank account with a valid phone number attached to it to use the google pay app.
Google pay has made starting a payment as easy as starting a conversation with someone. Using the Tez app, you can pay for electricity bills, gas, water, DTH as well as mobile bills. All you need to do is to link your biller accounts once to pay your bill with just a few taps. It protects your money with a world-class security system by detecting fraud and preventing hacking. Each transaction requires your UPI PIN and you can enhance it by adding your fingerprint (if your device supports so).
The google sheets help you in creating sheets and editing them as well as collaborating different sheets in your android phone or tablets. Some of the key features of the google sheets app include:
- The excel sheets can be easily operated than before.
- Working on google sheets is independent of time and location.
- The users can easily reply to any comment.
- No risk of losing data since everything is automatically saved.
- You can also format cells, enter data, view charts, insert formulas and use find or replace anything.
- Also receive insights, instantly, quickly insert charts and apply to format in one tab.
Using the google sheets, you can collaborate with others on spreadsheets from your smartphone or tablet.
In today’s time, everyone is running for money. But most of them don’t know how to invest and where to invest the money. Without appropriate knowledge, one can neither be financially stable in their student period nor in their job period. All the above-mentioned apps give the correct knowledge as well as the right platform to invest your money and help you become financially stable easily. You need not face any difficulty or failure. You can choose any of these apps as per your needs and requirements.